Nestwisev3.0.2 · Mar 22, 2026
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Planning page

Tax Decision Prep

Prepare a tax-aware evidence packet before future gain/loss, harvesting, or retirement guidance is generated. This page helps you see whether the app is ready to help or still needs more information first.

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What this page is trying to answer

Main question

What evidence is ready, what facts are still missing, and what tax conclusions are safe to prepare but not overstate?

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Ready

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Attention

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Captured

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Progress

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What should happen before you rely on this

Review IRS primary-source readiness before relying on any interpretation.
Confirm which chunk-level evidence supports gains, losses, holding periods, and retirement topics.
Separate authoritative evidence from facts that still require direct user intake.

Still missing

Actual holdings, lots, and holding periods.
Account types and retirement distribution context.
Realized gains/losses, wash sale exposure, and tax bracket facts.

What the app already sees

Authoritative base

IRS sources should lead the packet before any derived recommendations.
Chunk citations should be used to support each planned tax topic.

Decision discipline

Do not generate tax conclusions until missing user facts are collected.
Use the packet to define questions, not to hallucinate advice.

What a good answer should deliver

A tax-prep packet that helps a future assistant ask the right questions before giving guidance.

Information already saved

No facts have been saved for this planning page yet.

Supporting research questions

Which primary IRS sources are ready for capital gains, loss, and holding-period analysis?
What retirement-distribution guidance is already in the corpus?
Where would a future tax assistant need to ask for missing user facts before giving guidance?

Key source excerpts

Sources this page depends on

Topic No. 409, Capital Gains and Losses

Tax · Regulatory

Pending

Capital gain treatment, rates, holding outcomes, and high-level loss rules.

Publication 550, Investment Income and Expenses

Tax · Reference

Pending

Investment income, capital gains and losses, holding periods, special rates, and trader rules.

Instructions for Schedule D (Form 1040)

Tax · Reference

Pending

Filing logic for gains, losses, worksheets, and special capital gain tax treatment.

Retirement Plan and IRA Required Minimum Distributions FAQs

Retirement · Regulatory

Pending

RMD rules for retirement planning and withdrawal sequencing.

Retirement Benefits

Retirement · Reference

Pending

Official Social Security retirement benefit rules and planning inputs.